Shop Pay Installments

4 Equal, 0% APR Interest Free payments

Buy now, pay later with Shop Pay

When you choose Shop Pay at checkout, you can split your purchase into 4 equal, 0% APR interest installment payments - with no additional, hidden, or late fees.*

Its easy as 1 -2 -3

Shop now. Enjoy now. Pay later.

Add the items to cart and checkout

Select Shopify Pay Installments payment method in checkout for orders between $50-$1,000. All you need is your debit or credit card. Must be 18 or older and meet additional eligibility criteria to qualify.

Instant Decision

No long forms to fill out; you'll receive an instant approval decision!

No hidden or extra fees

Always zero percent interest. Never any additional fees when you pay on time. *Automatic payment taken every 2 weeks in four equal installments.

Frequently Asked Questions

Are there any late fees?
What payment methods are accepted if I use Shop Pay?
Where is the option to pay in installments on Shop Pay?

When checking out with Shop Pay, you can choose the option to pay now or later. Paying installments on Shop Pay allows you to split your total into 4 equal, biweekly, installments payments with 0% APR interest, no hidden or late fees, and checking eligibility has no impact to credit.*
In some instances your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.
What happens if I want to return a purchase I made through Shop Pay Installments?

If a refund is processed the refunded amount will be returned to the original payment method within 3-10 business days. Please note if the refund is less than the total purchase amount it might now lower your next payment, but you can expect your subsequent payments to be lower.

*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.